Go Ahead Renovate and Save

Many of us love our homes, but sometimes a renovation is in order. Either since it is just plain time to update or add on. Renovations may be needed on an existing home you already have or a purchase that just needs a fresh face. Sometimes renovations are needed for safety and sometimes for cosmetic needs. Renovations are way cheaper than a new build, but they can still add up. There are some great ways though to keep costs down while getting what you need to be done finished.

Take Pride in Doing It Yourself

Many people live busy lives and don’t have much time to work on things themselves. Others may think that they are not skilled enough to take on a renovation project themselves. Thanks to things like the internet though you can find plenty of instructional videos on how to do things. You can find just about anything on the internet today to help you out.

Just make sure you select DIY videos created by experienced persons. It would also be a great idea to watch the video in full before taking on the project. That way you know if you are up to that kind of challenge and if you are what specific supplies you may need. Of course, we all have limitations, so that is ok if you can only even do some of it yourself. Taking on some or all of the projects yourself will save you a lot of money in the end. Which is more money you can spend on the renovations or use for other things?

Price It before Buying It

When you are in need of renovation supplies and tools take some time to look around. There is a lot of competition out there between suppliers. By looking around you may find a better deal elsewhere on some of the things you need. Even if you are not doing your own renovations, it will save you money with a contractor to purchase your own supplies in most cases.

If you do hire a contractor and he says he can get the supplies have him give you an amount for supplies before starting any work. Just in case, that way you truly know if you are getting the best deal. Most places will be more than happy to provide you with an upfront quote on materials and tools.

Check Rates to Avoid Debates

If you are deciding to go with a contractor to do your renovations, do your homework. Talk to friends you know that have had work done, look up the reputation of different contractors and etc. In this situation, sometimes cheaper is not always better but there is usually a good deal to be made. Make sure that you get everything on paper for renovation costs before starting.

That way everyone is clear on what the charges will be to avoid debates later. It is also a good idea to make sure any changes made after are added in and both you sign agreeing to the new changes. Make sure you do so before any of the changes are started.

Cash Back Purchases Are Best

If you are going to use credit cards for your larger purchases, such as appliances. Save yourself money by using the right card. Your cards are already charging interest but you can get some of your money spent back. Just make sure you use only the cards that offer cash back. You will be surprised how much it adds up to.

There are also some great apps to take advantage of too as well that will show you who has the best prices. As well as sometimes offering even additional cash back deals. So that would even help you save even more money.

Avoid Impulse Renovations

Most have a budget they have to stick to. Sometimes everything they want to be done is not going to fit into that budget. So instead of pushing that limit and risking your financials, take your time. Do each of the renovations you want to be done as you can afford them? That way you don’t risk running short on other things. Once you complete one, then start saving for the next. Once you have enough, move on to the next thing.

Also, always try to take care of the renovations that are most important first. Such as anything that may be a safety issue. Safety issue renovations should always be put first for good reasons.

Avoid Fines and Stalling

Sometimes renovations will require certain permits to perform them. Some of them will also require inspection by a qualified specialist. There are some projects that can only be completed by a licensed specialist. So, make sure you know what the rules and regulations are for where your renovations are taking place.

If you are having a contractor do it, they should know what is needed. Yet, it still doesn’t hurt to know so you can make sure you are in compliance. Otherwise, if you are not you are at risk for fines and in some instances, can be forced to stop until all requirements are met. Those fines definitely can be pretty hefty as well and it is definitely something you don’t want to deal with.


Renovating doesn’t have to be scary monetarily, not if you follow some of the things mentioned above. They are simple things to keep in mind that will give you peace of mind. So, go ahead get those renovations done whether you DIY it yourself or you have someone do it for you.

One last but afinal tip, some renovations can be used for a tax credit. If for a business it can be used as a tax write off for some. Check with your tax professional to see there is anything that would qualify.

1st Credit is Top Licensed Money Lender in Rochor

If you need cash to renovating your house may looking for 1st Credit licensed moneylender. Our company first aim is providing high rated services to each valuable client. After we looking into market then come out the most flexible loan package to fit every client requirement.

Previously we are named as Ariksha moneylender currently we rename as 1st Credit Pte Ltd. Our company is one of the most discussing Best Legal Moneylender around the town. 1st Credit legal money lender starts open door since 1989. The reason we are most discussing money lender is because we are open everyday including Sunday.

1st Credit licensed moneylender is located in Rachor. Address is 149 Rochor Road #01-07 Fu Lu Shou Complex Singapore 188425. Call us now +65 6266 5422 or email 1stCreditSGPteLtd@gmail.com.

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Thanks for renovation tips. Its really useful :)
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