Payday Loans

Facing money problem on paying your bills? Or may be an unexpected emergency expense that you didn’t budget for? In case, you are looking for a short term loan or fast cash for next payday due to unforeseen circumstances or emergency. Payday loans are quick cash advanced that can help you. It is a small amount and short term non-security loan which a personal lent a small amount of money. The higher interest rate will be charged on the agreement that it will be repaid at the borrower’s next payday.

For more information regarding our payday loan or other loan products.
Please do not hesitate to contact us at +65 6266 5422 or email 1stCreditSGPteLtd@gmail.com

Visit us at 149 Rochor Road #01-07 Fu Lu Shou Complex Singapore 188425

Payday Loan

Payday Loans applicable for you?

Payday loans become more popular across the whole Singapore. But most people have no idea and no experience with payday loan what they are and who they are for. We will explain more details regarding payday loans definition in a very simple and easy understanding language.

These payday loans also are known as payday cash advanced, small dollars loan, salary loan, short term loan, cash advance loan. Payday loans are created for you to solve your urgent financial problem until you receive your salary on your payday. This helps to make sure that you carrying minimal debts to next month.

What are payday loans?

Payday loans are cash advances that you can get from a payday money lender, without any deposit of security or collateral of your car or real estate, to solve your urgent cash problem.

Payday cash advance as a redeemer when you are facing a financial dilemma. But it should be used as the last solution. This is because the payday loan interest rate is higher compare to other loan products and the amount is small. However, payday loans must be taken as a means to unexpected expenses that happen a few days before the end of the month when your cash is not enough and waiting for your payment the next day or next few days.

Who are these loans for?

Friends and family who need some cash to settle the urgent financial situation. Then you may apply for a Payday loan because this loan approval process will be sorted out very fast. If you facing the financial problem and the payment day is around the corner then this payday service is for you. In case, you have an emergency medical or legal problem that needs to solve immediately this is the most suitable loan for you. If you are working and need some cash immediately before the month-end, then is most suitable for you. In addition, if you have a really bad credit history and need some cash urgently, you can get the best solution by applying for this payday loan too.

Every person needs is different our payday loans can design an individual package to fulfill everybody needs. After you converse with our consultant, we will come out with the best package for you, to help you solve your financial emergency problem. Meanwhile, also concern about your repayment ability.

However, if you need a large amount of loans, the figure is over your income amount, and then this service is not suitable for you. Because the payday cash advance is an unsecured loan so the money lender is impossible to take out the risk lent you big amount loan. The applicant must be Singaporean and above 18 years old, this is complying by the Ministry of Law.

Increase your credit rating

Actually, payday loans can be used to creating your personal credit ratio.  Every time when you apply for a payday cash advance, the credit rating will notify to authorities party. Once you repay the amount positive feedback will also send to this authorities party. In another word, in this way your credit history worthiness will increase accordingly.

Applying for a payday loan

Application for payday cash advanced from a money lender is very easy and fast compared to the bank loan application. Nowadays, the moneylender institute also providing this payday loan application form online. Although we provide the online application form we also go through the process which complies with MinLaw.

The process of applying for this loan just simply fill in all your information from the form provided. Submit all required documents and application, then waiting for management for approval. Usually, this process is taking a few hours but sometimes just taking a few minutes. Once your application approved, the money lender will give you cash or cheque within hours. Just a few steps of the application you get the money. You may start your payday cash advance application process now.


Why choose 1st Credit SG Pte Ltd

1st Credit SG Pte Ltd formerly known as Ariksha licensed money lender is committed as a responsible corporate citizen. Providing the best services and a deeper understanding of friendship between customers always is our main objective. Perhaps the culture of integrity, honesty and trustworthiness is not only building ours today reputation also helps to shapes us to the brightest future. 1st Credit SG licensed money lender will keep updated with the latest rules and regulations to be meet with the requirement set out by the Singapore Registry of Moneylenders.

As we know the get approval for fast credit from your bank is tedious and difficult. We have seen a lot of customer suffering due to unsolved financial circumstances. Others have applied to unlicensed moneylenders to become a lot of tragedy. At 1st Credit SG Pte Ltd come out with the best solution for you which is a payday loan. Our payday loan is open to anyone with a fixed salary income for them to settle cash problems before the next payday.

Every applicant need’s is different our payday loan can be customization to fulfill everybody’s needs. After you converse with our consultant, we will come out with the best package special for you, to help you solve your financial emergency problem. Meanwhile also considering your repayment ability. Across Singapore, we are provided the best service and low interest rate with a high referral and return customer rate.

For more information regarding our payday loan or other loan products.
Please do not hesitate to contact us at +65 6266 5422 or email 1stCreditSGPteLtd@gmail.com

Visit us at 149 Rochor Road #01-07 Fu Lu Shou Complex Singapore 188425